Frequently Asked Questions (FAQs)
What is an MSME loan?
An MSME loan is a business loan for Micro, Small, and Medium Enterprises. It helps you manage daily expenses, grow your business, buy new equipment, or expand into new markets.
Who can apply for an MSME loan with Early Grow?
If you own a small or medium-sized business that’s been running for at least a year, you’re likely eligible. You just need to have basic documents and a valid business registration.
What documents do I need?
Here’s what you’ll usually need:
- Udyam registration proof
- ID proof (like Aadhaar or PAN)
- Bank statements
- Business financials
- ITR or GST details (if available)
Don’t worry, we keep the paperwork simple and minimal.
How do I apply for a loan?
It’s super easy! Just go to the Early Grow website, fill out the online form, upload your documents, and submit. We’ll take care of the rest.
How much loan can I get, and for how long?
You can borrow anywhere between ₹50,000 and ₹500 lakhs. Loan tenure is flexible—we'll work with you to set a repayment period that suits your business cash flow.
Is this a collateral-free loan?
Yes! No need to pledge any property or assets. Our MSME loans are unsecured, so you can focus on growing your business without the stress.
How fast will I get the money?
Once your documents are verified, we usually approve and disburse the loan within 24 to 72 hours. Quick and hassle-free!
What are the interest rates like?
Our rates are competitive and based on your business profile, loan amount, and repayment period. We’ll always be upfront and transparent—no hidden fees.
Can startups apply too?
Yes, if your startup is at least one year old and has the required documents, you can apply for an MSME loan with us.
Who can I talk to if I need help?
We’re just a call or click away! Visit our website or contact our support team—we’re happy to help you through every step.
