Business Loans
At Early Grow, we understand that every business needs the right financial support to scale successfully. Whether you're launching a startup, expanding operations, or managing cash flow, our flexible business loans provide the capital you need—quickly and hassle-free.
Why Choose Early Grow for Business Loans?
- Quick Disbursal – Get funds in your account in as little as 48 hours.
- Flexible Loan Amounts – Avail loans from ₹50,000 up to ₹50 Lakhs.
- No Collateral Needed – Unsecured loans to keep your assets safe.
- Custom Repayment Plans – Choose tenures that suit your cash flow.
- Low Interest Rates – Competitive rates to keep your EMIs light.
- 100% Digital Process – Apply, track, and manage your loan online.
Whether you’re a startup founder or an established entrepreneur, we support your ambition with lending solutions that fit your goals.
Types of Business Loans We Offer
- Working Capital Loans – Maintain smooth daily operations without cash crunches.
- Equipment Financing – Upgrade your machinery or tech with ease.
- Invoice Financing – Unlock cash tied up in unpaid invoices.
- Business Expansion Loans – Open new locations or launch new products hassle-free.
We understand that every business is different, and so are your financial needs. That’s why we offer customized solutions for every stage of your business.
Benefits of Business Loans with Early Grow
- Zero Hidden Charges – Transparent pricing with no surprises.
- Pre-approved Offers – Special benefits for repeat customers.
- Dedicated Relationship Managers – Personalized support for your financial needs.
- Transparent Terms and Conditions – No fine print, just clear lending policies.
- Easy Online Documentation – Apply and upload documents digitally.
Our goal is simple—make funding accessible, fast, and stress-free so you can focus on growing your business.
Eligibility Criteria
- Age: Between 21 and 60 years.
- Business should be operational for a minimum of 2 years.
- Minimum annual turnover of ₹50 Lakhs.
- Must have a valid business registration and PAN.
Don’t worry—we evaluate your potential, not just your paperwork.
Documents Required
- KYC Documents – Aadhaar, PAN.
- Business Registration Certificate.
- Bank Statements – Last 6 months.
- Income Tax Returns – Last 1-2 years.
- GST Returns, if applicable.
All documents can be uploaded digitally, saving you time and visits to the branch.
How It Works: Simple 4-Step Process
- Apply Online – Fill out a quick form with basic business details.
- Upload Documents – Submit required documents through our secure portal.
- Get Approval – Receive approval within 24–48 hours.
- Receive Funds – Loan amount disbursed directly to your account.
No long queues. No red tape. Just easy, reliable business financing.
Ready to Grow Your Business?
Apply Now and take the next big step with Early Grow’s Business Loans.
Still have questions? Talk to our Loan Expert today for a free consultation.
Book a Free Consultation Now
Frequently Asked Questions (FAQs)
What types of business loans does Early Grow offer?
We offer different types of business loans:
Short-Term Loans – Perfect for quick financial support.
Working Capital Loans – Helps manage daily business expenses.
Expansion Loans – Ideal for growing your business.
Who can apply for a business loan?
You can apply if:
- Your business has been running for at least 2 years.
- Your annual turnover is at least ₹50 lakh.
- Your credit score is 650 or above.
- Your business is registered as a sole proprietorship, partnership, LLP, or private/public limited company.
What documents do I need to apply?
To make the process simple, we require:
- Identity Proof – Aadhaar Card, PAN Card, Passport, or Voter ID.
- Address Proof – Utility bills, rent agreement, or property papers.
- Business Proof – GST certificate, trade license, or business registration.
- Financial Records – Bank statements (last 6-12 months), income tax returns, and balance sheets.
How long does it take to get a business loan approved?
We process loans quickly:
- Apply Online – Takes just a few minutes.
- Loan Approval – Usually within 24-48 hours.
- Funds Transfer – Money is deposited within 2 days after approval.
Do I need to provide collateral?
No collateral is required for loans up to ₹25 lakh.
For larger amounts, collateral may be required based on eligibility.
Can I repay my loan early?
Yes! You can prepay your loan before the due date. A small prepayment fee (up to 5%) may apply, but you’ll save on interest costs in the long run.
How is my interest rate decided?
Your interest rate depends on:
- Your credit score – A higher score may get you a lower rate.
- Loan amount and tenure – Bigger loans or longer terms may have different rates.
- Business financials – Strong revenue and financial health can help get better terms.
Are business loans tax-deductible?
Yes! The interest paid on a business loan is considered a business expense and can be claimed as a tax deduction under Indian tax laws.
Can startups apply for a business loan?
Our loans are mainly for businesses with at least 2 years of operations. However, if you have a strong business model and financials, we may consider your application.
How can I apply for a business loan with Early Grow?
Applying is easy:
- Fill out our online form – It only takes a few minutes.
- Upload required documents – Simple paperwork, no stress.
- Get approved and receive funds – Fast processing so you can focus on your business.
